Unbiased Advice | Proven Investment Strategy | Integrative Wealth Management
We have always believed that our complete independence from any brokerage firm, investment company, insurance company, bank or mutual fund company is paramount to impartial representation of our clients. By remaining independent, we are free to examine the universe of available investment products, but motivated to find only what is best for our clients. Our unbiased advice is grounded in academic research and adheres to the Nobel Prize winning principles of Modern Portfolio Theory. As investors have learned all-to-well, a prudent investment strategy considers risk management, as well as portfolio return.
Financial success can create a myriad of complexities and financial decisions that clients are oftentimes ill-equipped to face. Our integrative approach to wealth management guides the client through the complexity and confusion of their current situation to a logical and coordinated solution. By integrating portfolio decisions with sophisticated tax management strategies, we help our clients minimize unnecessary tax liabilities, thus increasing their after-tax return.
Our affiliate Certified Public Accounting firm, with a staff of twelve CPAs, puts us in the enviable position of being able to fully consider the tax ramifications of every investment decision, be it stock option analysis or sophisticated philanthropic planning. As a result, estate and tax planning don't become an afterthought to the financial planning process; they become an integral part of it.
WealthGuide Process™
The WealthGuide Process™ is a three stage structured process whereby the client’s financial objectives and various personal goals are identified and integrated into an action plan. The process gives thoughtful attention to income tax and estate planning considerations, cash flow management, asset management and liquidity needs, in order to build a secure financial future. Learn More
WealthGuide Planner™
The WealthGuide Planner™ is our proprietary software that uses your specific goals and financial objectives to create a custom-tailored financial plan. The software uses various criteria to “stress test” your portfolio and reveal potential problems in your plan. It includes multiple “what if” scenarios to identify suspect areas and deliver a range of outcomes, such as early retirement, philanthropic planning or various market conditions.
Investment Advisory Agreement | Investment Policy Statement
Beaird Harris provides every client with a written Investment Advisory Agreement and Investment Policy Statement. The Investment Advisory Agreement sets forth the various aspects of the relationship between you the client and Beaird Harris Wealth Management, Inc.. The Investment Policy Statement will define the investment parameters and portfolio strategy that will govern the investment management decisions.