Beaird Harris’s Retirement Plan Services include the management of defined benefit and defined contribution plans, including 401(a), 401(k), 403(b) and ESOPs. We educate the business owner(s) as to the various types of corporate retirement plans available and work with a Third Party Administrator or Independent Actuarial firm to design the appropriate plan for the company. We work with the Plan Trustees in the design of the investment policy statement and assist in the selection of the appropriate investment options to match the needs of your organization. Providing top-tier investment management, participant education and exceptional customer service will form the foundation of a well-designed and prudently-managed corporate retirement plan.
As an independent fee-only wealth management firm, we have always believed that our complete independence from any brokerage firm, investment company, insurance company, bank or mutual fund company is paramount to impartial representation of our clients. By remaining independent, we are free to examine the universe of available investment products, but motivated to find only what is best for our clients. Our unbiased advice is grounded in academic research and adheres to the Nobel Prize winning principles of Modern Portfolio Theory. As investors have learned all-to-well, a prudent investment strategy considers risk management, as well as portfolio return.
Corporate retirement plans are unique to the specific needs of the corporation and the particular design of the plan is often dependent upon the size of the plan assets and number of eligible participants. We specialize in creating start up plans for small businesses that are concerned with providing a retirement benefit plan with low administrative cost and minimal required employer annual contributions. Likewise, we manage retirement plans for corporations with hundreds of employees and millions of dollars of plan assets that allow for participant directed investment choices.
We understand that choosing the proper investment lineup for an employee retirement plan can be not only challenging and time-consuming, but overwhelming in terms of understanding the federal laws and regulations that govern such plans. Our goal is to help you understand your plan design options, regulatory responsibilities and plan investment alternatives. Our highly structured investment strategy is well suited for corporate retirement plans and can include both individual investment funds and professionally managed lifestyle models designed to provide various levels of investment risk exposure.
Whether managed on a “pooled” profit sharing strategy or a participant directed 401(k) plan, we have the expertise and experience to provide a well designed and compliant retirement solution.